For Stock Pix Long Term: Reliance, HDFC Bank, ITC … 5 stock suggested to buy Ajit Mishra of Broking of Dharma

For stock pics long term: Despite a sharp sale since October last year, which pulled the benchmark index Nifty 50 down from its peak nearly 16 percent, the index shut down the financial year 2025 with a gain of 5 percent.

In March, the Nifty 50 increased by more than 6 percent, the streak of its five -month defeat, valuation comfort, motivated by buying foreign investors and improving macroeconomic indicators.

However, experts have warned that the road ahead is uncertain, with a trade war, US President Donald Trump’s tariff policies are an important challenge for the market. Additionally, all eyes are in the upcoming Q4 income season. If earnings show signs of improvement or stability, the market can expand its profit.

For investors, this is an important period marked by uncertainty and confusion on investment strategies. Experts recommend focusing on quality shares, as the long -term approach to the domestic market remains strong, supported by solid growth possibilities and a stable influx of retail investors.

Ajit Mishra, SVP of Research of Risel Broking, recommends five shares to buy for the next financial year (FY26). He hopes that these stocks will increase by X percent in a year. Are you any of them?

Stock to buy long term

Reliance Industries | Previous closed: 1,275.10 | target price: 1,570 | Upside Potential: 23%

Reliance Industries One of the largest groups in India is, which is operating with petrochemicals, purification, oil and gas, retail and telecommunications.

The expansion of Jio is expected to run the customer base, an increase in 4G/5G penetration, and IOT (Internet of Things), AI (Artificial intelligence), and cloud services expected to run ARPU (per user average revenue) and revenue growth by 2027.

Reliance Retail has been acquired for continuous growth through an omnichannel model, and improved Ebitda margin, promoted overall financial performance.

The company is investing Along with 75,000 crores in renewable energy, 30 GWH battery plants and multi-GW electrolyseer facility, they are set to be live by 2025-26.

HDFC Bank | Previous closed: 1,828.20 | target price: 2,065 | Upside Potential: 13%

HDFC Bank India’s largest private sector bank is in advance with 15.6 percent market share and 11.6 percent deposits in banking, insurance, AMC and securities.

Its merger with HDFC unlock the price through hostage cross-celling, a large funding base and cost capacity.

The margin is expected to be cured due to improvement in deposit growth, ease of interest rates and stabilizing debt mixture.

The company maintains strong property quality with low GNPA/NNPA and controlled credit costs, supporting permanent growth.

“Trading on ABV, about 2.8 times below the historic average, provides a long entry point,” Mishra said.

ITC | Previous closed: 409.75 | target price: 548 | Upside Potential: 34%

ITC There is a diverse business. It operates in cigarette, FMCG, Hotel, Agri,

Paperboard, and IT, reducing sector-specific risks and ensuring stable revenue currents.

With a strong portfolio and comprehensive distribution, the ITC continues to capture market share through new product launch and premiumization in FMCG categories.

The company generates strong free cash flows and maintains a high dividend payment (about 80–85 percent), appealing to income-focused investors.

Capital efficiency and strategic focus on main businesses are constantly improving withdrawal ratio.

Mishra said, “Stock consumer trades colleagues at a discount, offering a safety margin.”

HDFC Life Insurance Company | Previous closed: 685.70 | target price: 870 | Upside Potential: 27%

HDFC Life Insurance There is a strong market situation. In ownership of HDFC Bank, this is India

Supported by a diverse product mixture and digital focus, the second largest private life insurer with industry-agron VNB (value of new business) margin and firmness ratio (87 percent in FY24).

With 600 branches and 2.4 million agents, the company has a strong tier 2 and tier 3 appearance, which contributes 65 percent to APE (annual premium equivalent) and about 75 percent for NOP (number of policies).

Mishra said, “The demand for ULIP is expected to recover margin from FY26E, despite the pressure of close-term margin. Re-venting is present as regulator overhang feds and growth sustains.”

Computer Age Management Services (CAMS) | Previous closed: 3,723.35 | target price: 4,390 | Upside Potential: 18%

CAMS India’s largest registrar and transfer agent (RTA) for mutual funds, with a 68 percent market share of MF AUM as Dec’24, offers end-to-ends capable services in the transaction price chain.

With a technical investment of more than 30 years, CAMS works with deep customer integration in a scale intensive industry, serving 10 of the top 15 mutual funds, which is unlikely to switching clients.

CAMS Fintech and AIFS, PMS, NPS, Insurance Repositories, Account Account aggregation and scaling in KYC.

About 74 percent of its revenue is connected to the mutual fund AUM, making CAMS a strong game on India’s growing mutual fund industry.

It recently secured the RTA mandate from Jio Blackrock MF, Pantomath Mf and Choice Mf, strengthening its market leadership.

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Disclaimer: This story is only for educational purposes. The above views and recommendations belong to individual analysts or broking companies, not mint. We recommend investors to investigate with certified experts before taking any investment decisions, as the market situation may change rapidly, and the circumstances may be different.